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Steady Money
Steady Money
Business & Entrepreneurship

Steady Money

A No-Shame Guide to Taking Control of Your Finances in the Cost-of-Living Squeeze

Do you avoid looking at your bank balance?

In May 2026, the Office for National Statistics found that 63% of adults in Great Britain were worried about rising living costs, and 25% said they could not afford an unexpected but necessary £850 expense. If money keeps you awake, you are in very large company. Steady Money is a plain-English, no-shame guide to taking control of everyday money in the UK. Inside, you will find:

  • how to look at your finances without panic, using just three numbers
  • a four-pot budget you can live with, and which bills to pay first
  • free help, benefits checks, cheaper bills and a small emergency fund
  • debt methods, credit records, scam protection and pensions, explained simply

General information, not financial advice. Just clear, kind steps, and where to find free help.

By Edward Pemberton · Oliver Kane Publishing

Free with your purchase

Printable worksheets and trackers from this book, as an A4 PDF.

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About the author

Illustrated portrait of Edward Pemberton

Edward Pemberton

Edward Pemberton writes about household money in everyday language. Steady Money looks at where a month actually goes and how to take a calmer look at it. It is general information, not financial advice, and it will not tell you what to buy or invest in.